【應該係巧合】 上網睇啲 youtuber 9up 道家歷史講起「真人」,話個「真」字點嚟。一睇嚇親,又係隻眼。網上《說文》話「真」咁解:僊人變形而登天也。此眞之本義也。經典但言誠實,無言眞實者。諸子百家乃有眞字耳,然其字古矣。古文作[??],非倉頡以前已有眞人乎。《說文》嘅解釋真係耐人尋味。佢話「真」字本身係講緊練仙嘅嘢,儒家經典唔用呢個字,諸子百家先會用。但係隻字源遠流長,可能係倉頡之前已經有。(即係唔係華夏文字嚟?!)道家仙人同古埃及嘅魔法符號、共濟會嘅標誌咁似,應該係巧合嚟,除非唔係。不過有潛質講到似層層似乎呃得下人。至於嗰啲眼係咩嚟...https://en.wikipedia.org/wiki/Eye_of_Horushttps://en.wikipedia.org/wiki/Eye_of_Providencehttps://en.wikipedia.org/wiki/Square_and_Compasses (有時入面係畫隻眼)
Saturday, May 10, 2025
貞人
Sunday, May 4, 2025
The Attributes of the Noble
It looks like the same thing pierces through this façade of reality all the time.
< The Attributes of the Noble>
"the author of this discourse, Muhammad al-Tusi, had it in his mind to write a concise treatise describing the ways of the awliya' and the methods of the seers according to the principles of the wayfarers of the Path (tariqah) and the seekers of the Truth (haqiqah) and one based on the principles of reason and tradition, containing the subtle theoretical and practical points that constitute the kernel and essence of that discipline."
- Nasir al-din Tusi https://en.wikipedia.org/wiki/Nasir_al-Din_al-Tusi
"Ittihad is not what some shortsighted people imagine, that it is the becoming one of the creature with God, the Exalted. Greatly exalted is He above that!'
Rather, it means seeing all as Him, without being constrained to say that everything other than Him is from Him and so all are one.
Rather, his vision is so illumined with the light of His manifestation, Exalted is His station, that he does not see other than Him, there remaining no seer, seen, or sight, and all become one.
At this stage, it is known that the one who decläred "I am the Truth" and the one who said, "Glory be to Me, how great is My majesty," did not claim divinity but negated his egohood and affirmed the ipseity of Someone other than himself, and this is the desired goal.",
- Nasir al-din Tusi
"In wahdah (oneness) there is no wayfarer or wayfaring, way and destination, search, seeker, and the sought, and everything perishes except His Face. This matter has neither an affirmation and its explanation, nor a negation and its explanation; for affirmation and negation are opposites and duality is the source of multiplicity.
Here there is neither negation nor affirmation, neither negation öf negation nor affirmation of affirmation, neither negation of affirmation nor affirmation of negation. And this is called fana (annihilation), for the return of creation is by fana even as its origin was from adam (non-existence)"
Nasir al-din Tusi
circa 44:49 @ https://www.youtube.com/watch?v=M5oSOsnxzgY Tusi: The Greatest Astronomer in History? - Let's Talk Religion
Saturday, May 3, 2025
Thursday, April 24, 2025
浩然之氣
Monday, April 21, 2025
Forgetting
It seems recently I am starting to forget what I wrote.
Sometimes I re-read my writings and have no idea what the fuck I was trying to say. (Generally I eventually recall most of it, but still...)
Thursday, April 10, 2025
The missing link in Bayes' Theorem
Bayes' Theorem implies that if you have sufficiently strong priors, evidence to the contrary does not matter. It is, sort of a "proof" (the irony of this word in this context is not lost on yours truly) of "whatever you believe is true, is true".
But where's the catch? What makes the argument sound so flimsy?
It just occurred to me what the problem is -- the assumption that "death" is real.
Our idea of objective truth is that it is dictated and judged by "death" and "death" alone.
The only way to finally determine whether somebody is delusional or not is whether they die while following their beliefs. Anything else seems to be a matter of opinion, where upon civilized people agree to disagree.
But what if they don't die? If the idea of death is truly illusional, *then* we must accept, in a kind of collegial spirit, that all opinions held by fellow souls must be equally valid. To denounce anyone's opinion is to curse with death -- ineffective of course, but to the accurser it is.
Friday, April 4, 2025
New Loans to cover old loans
In Hong Kong, it's well known that there is a cap on the interest (48%) one can charge for loans per Money Lender's Ordinance.
Now let's say Mr. X needs $100. He has an apartment that is valued at approx $1000. He takes a $100 loan from an unscrupulous money lender, repayable over 10 years, at 20% p.a. secured against the apartment. The loan contains a clause that says if the borrower defaults on any payment, the whole loan including future interests would be immediately payable.
Now, the kind of person who'd take a loan from "money lenders" at 20% interest instead of "banks" is the kind who's not particularly creditworthy. So, almost inevitably, Mr. X fails to make a payment towards the loan, let's say 2 years later.
So, in the first year principle+interest=$100+$20, let's say repayment is $30
second year, principle+interest=$90+18, let's say $30 is repaid as well
after the second year, principle is $78
If Mr. X defaults at this point, the remaining interest (8 years) is $78 * 20% * 8 = 124.8, so Mr. X is liable for $78+124.8 = $202.
Mr. X still has an apartment that is valued at $1000, and he doesn't want to lose it, so the money lenders suggest Mr. X to take out another $202 loan to cover the original loan. It's more risky for the lenders, so interest rate is now 30%.
Mr. X obviously still has to repay the loan, and given that he couldn't repay the original $100 loan to begin with, he struggles to repay a $200 loan. After a couple months, he fails to make a payment on time again. This time he's liable for paying $750 (the principle plus 30% interest). The money lender makes an application to court to recover $750 from Mr X, who eventually has to sell his apartment to repay the outstanding amount.
So, in less than 3 years time, the money lender lends out $100 and has an "effective" return of almost $800+
If you take a broader view, that's pretty much a 200% effective interest rate...
Is this even legal? I pondered this question when I first heard of such stories.
And apparently it is:
HONG KONG SAI KUNG NGONG WO RESORT DEVELOPMENT LIMITED(香港西貢昂窩渡假村發展有限公司)V. TOTALCORP (NOMINEES) LIMITED [2022] HKCFA 28
""" if the parties agree that money advanced on a fresh loan on new terms will be used to pay off an old loan, they can give effect to the transaction by set-off without having to pay over the money and then take it back. The agreement can be taken at face value. But there is nothing in any of these cases to suggest that if the parties agree to vary the terms of a loan, by extending the term or changing the rate of interest, that must count as entering into a new loan. In either case, the law gives effect to what, as a matter of construction, appears to have been the intention of the parties evinced by the language they have used. If it is expressed to be a new loan, it is treated as a new loan, notwithstanding that the money was used to pay off an old loan. If it varies the terms of an old loan, the agreement will vary the terms without creating a new loan. """
In the judgment, it seems valid for lenders/borrowers to create a new loan contract where before which the effective interest rate might exceed the statutory limit, it would not have been exceeded afterwards.
The case doesn't directly touch upon the issue I mentioned, but if it's allowed to create a new loan to cover an old loan and the legality of the new loan only rests on the terms of the new loan without reference to the old, then I don't see why the situation above would be illegal.